Officer, Collateral Maintenance

To contribute to the implementation of adequate Credit Risk controls for complex business entities, across two main business streams inclusive of BCB and CIB, specifically focusing on risks encountered in the post-credit granting stage of the lending process by ensuring the appropriateness, applicability, consistency, validity, and enforceability of all collateral and confirming that collateral are in legal order and properly housed to secure assets in order to mitigate risks.

Type of Qualification: First Degree
Field of Study: Business Commerce

Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
1-2 years
Experience with home loans and lending will be beneficial in this role. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

1-2 years
Personal and Business banking will provide holistic exposure regarding credit risks, lending and associated collateral. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

1-2 years
Understanding of the bank's products & facilities. Understands the terms of the facilities, & the conditions that will need to be compiled with over the duration of the facility's life to ensure that legal risk is effectively restricted.

Behavioural Competencies:

• Adopting Practical Approaches
• Checking Things
• Examining Information
• Following Procedures
• Interacting with People
• Managing Tasks
• Meeting Timescales
• Producing Output
• Resolving Conflict
• Taking Action
• Team Working
• Upholding Standards

Technical Competencies:

• Asset Based Lending
• Contract Management
• Loan Assessment & Approval
• Loan Processing
• Mortgage Lending
• Risk Acceptance
• Risk Identification
• Risk Measurement