Credit Risk Surveillance Analyst | Risk

Contribute to the performance of the Natixis Credit Risk Department as a Credit Risk Analyst – Data & Compliance within the Credit Risk Monitoring (CRM) team. You will work within an international team (Paris/Charenton and Porto) whose objectives are: 

• Data Governance & Quality: Control and optimize the credit risk data lifecycle (governance, controls, remediation). 
• Regulatory & Internal Compliance: Ensure alignment with regulatory requirements and internal policies. 
• Automation & Innovation: Develop and implement solutions for better data exploitation and enhanced risk processes. 
• Committee Coordination: Lead and facilitate credit risk monitoring bodies. 

You will play a key role in mastering credit risk, focusing on anticipating credit downgrades and respecting reference frameworks. Your missions will be to: 

• Ensure that our internal procedures regarding forbearance, watch list counterparties, and credit alerts are in perfect alignment with the regulatory framework. 
• Drive the monitoring of watch list counterparties and refine our framework for anticipating credit risk downgrades. 
• Actively participate in cross-functional projects aimed at strengthening our risk management for weakened counterparties. 
• Lead animation and training sessions within Natixis to respond to requests for expertise on defaults, forbearance, and credit alerts. You will participate in sharing the risk culture with the business teams. You will work in an international environment, within a community of experts that places excellence, impact, and collective action at the heart of everything it does. 

Who are you? If you recognize yourself in the following description, you are made to work with us: 

• You have more than three years of experience in a similar role, ideally within a bank or a financial institution.  

Key skills and experience include: 

• Excellent knowledge of banking regulations related to credit risk, particularly forbearance, watch list counterparty management, and credit alerts (e.g., Basel III/IV, LCR, etc.). 
• Experience in credit portfolio analysis, identifying weak signals of downgrade and implementing effective monitoring strategies. 
• The ability to train, facilitate, and effectively share complex concepts with various Natixis teams. Excellent oral and written communication skills. 
• You have excellent interpersonal skills, great listening abilities, and you are: 
• Rigorous and proactive
• Endowed with strong analytical and synthesis skills
• Adaptable in order to achieve your goals

You are fluent in English with a B2 level. 

Our workplace reflects the vibrant spirit of our locations, with initiatives such as a Green Transportation Budget, electric bikes and a flexible Hybrid Work Policy. We promote wellbeing through the Honolulu Wellness Club, a Prayer Room, a Lactation Room, and themed Villages that inspire creativity and collaboration. Through our ESG and DEI strategies, we are committed to being inclusive, caring, and fair, ensuring every voice is heard and valued.